What is the penalty for a ball landing in the water?

Answer 1

There is no penalty for the ball landing in the water...only for taking it out without a stroke. Technically, (assuming "the water" means in a water hazard) you could play it out of the hazard (with certain restrictions). It might just barely be in the margin of the water and you might be able to play it out without penalty. Assuming you don't want to do that, THEN you take ONE penalty stroke for taking the ball out of the water. You drop (according to the type of hazard) and then play your next stroke. The usual count is "one in, two out"...you hit one stroke in the water, used one stroke taking it out, and then hit your next stroke (hitting 3).