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The Institute of Chartered Accountants of Scotland (ICAS) was established in 1854. It is the world's first professional body of accountants.
In Scotland, it is more common to say "mum" compared to "mom."
The University of St Andrews is the oldest university in Scotland, founded in 1413.
Pounds sterling, the same as in the rest of the UK. In Scotland three banks issue their own banknotes: the Bank of Scotland, - the Royal Bank of Scotland and Clydesdale Bank. English notes (issued by the Bank of England) are valid in Scotland and Scottish notes can be used in England. They have exactly the same value.
No, the Halifax and the Halifax Bank of Scotland are two separate entities. Halifax is a British bank that is part of the Lloyds Banking Group, while the Halifax Bank of Scotland (HBOS) was a separate bank that was acquired by Lloyds Banking Group during the financial crisis in 2008.