Terminal velocity is not a predetermined speed. Terminal velocity is the condition in which the forces of gravity and drag are equalized, and no further change in speed is possible if these conditions remain the same. However, terminal velocity can vary greatly depending upon altitude, wind resistance of an object, atmospheric conditions, and other factors.
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On August 16, 1960, Jo kittinger made a record jump at 102,800 feet (31,300 m). Towing a small drogue parachute for initial stabilization, he fell for four minutes and 36 seconds, reaching a maximum speed of 614 miles per hour (988 km/h)
A person travels about 120 miles per hour when flat and stable, and about 200 mph or more in a dive.