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The USGA (the body that governs Golf in the United States) has two "requirements" for a handicap to be official:

The first is the handicap calculation. There is a specific formula to calculate your golf handicap, which in essence takes your last twenty scores, adjusts each for the difficulty of the course (called differentials), then averages the 10-best and multiples by 0.96. However, there are also a large number of specific adjustments for exceptions, including when you play in a tournament, when you play nine holes, and if you have a really awful hole (called equitable stroke control).

The second requirement is what the USGA calls Group Cohesion, and it means that you need to be part of a local group/club that is recognized by the USGA and conforms to its requirements. These include (1) actual physical golf clubs (like your private country club) as well as (2) "clubs without real estate" that are formed by groups of golfers who may play at different golf courses. What is most important is that it is a group of golfers that lives not too far away from each other (~50 miles, thus no "national clubs") so that they have the opportunity to play together on a regular basis.

If you can join one of these clubs, and if the club has their handicap calculated in the proper way, then they will be licensed by the USGA to offer you an official handicap.

To meet both requirements, you have a few different options:

1) You can go to your local golf club and see if they offer the service

2) You can go online, though it is important that the web site perform all the correct adjustments AND offer the ability to join an official group on its site, otherwise your handicap will not be official

Note that the USGA does not offer official handicap services itself.

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Q: How do you get a usga handicap?
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How many scores does it take to get a handicap index?

The USGA uses the lowest 10 out of your last 20 rounds to find your handicap.


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