It depends on which state you are in. In Kansas and a few others that I have some familiarity with, you have to have been 45 days late at some time. If you cured the default at that time and miss a later payment, even by a day, they CAN repo (probably none will, but they can). Your car can also be repo'd when your payments are current if you violate any other provisions of the security agreement, like letting the insurance lapse, using the vehicle for hire, or other things that put the lender at risk.
two
if you are behind on payments then yes they can
I need to know how long does it take the bank to repo your car if you are 2 payments behind. Can I make arrangements to make a payment next week
ONE day.
The repo man will tell you that, but no it is not true.
3 payments
Legally if you miss 1 payment you are delinquent and they can start repossession proceedings on their vehicle.
ABSOLUTELY
If "you" are the lienholder then yes. If you're not the lienholder or their authorized agent (e.g. a repo man working for them), then no.
As long as you are in default, they can repo. Try to catch up the month behind. Send $5.00-10.00, whatever.
Yes, if you are not making the payments the bank can repo your truck.
In Pennsylvania, a lender can initiate repossession of a vehicle once a borrower is typically two payments behind on their loan. However, the specific terms can vary based on the loan agreement with Ally Bank. It's important for borrowers to review their contract and communicate with the lender to understand their individual circumstances. Always check state laws and lender policies for the most accurate information.