ONE day.
Legally, ONE day. As long as you are in DEFAULT of your contract, the lender CAN repo the collateral. Read the contract for more on DEFAULT.
Legally if you miss 1 payment you are delinquent and they can start repossession proceedings on their vehicle.
if you are behind on payments then yes they can
two
Depends on the lender. Legally, one!
The repo man will tell you that, but no it is not true.
3 payments
You CANT legally. She could report it STOLEN if you did. Best thing to do is contact the LENDER and assure them that YOU will make the payments IF they will repo it. AND get the registration out of her name. They can do that AFTER repo. Good Luck and MERRY CHRISTMAS.
ABSOLUTELY
If "you" are the lienholder then yes. If you're not the lienholder or their authorized agent (e.g. a repo man working for them), then no.
As long as you are in default, they can repo. Try to catch up the month behind. Send $5.00-10.00, whatever.
YES, legally they can repo as long as you are in DEFAULT of your contract. However, they want the money, not the car. So do what you told them you would do, stay in contact with them, dont avoid their calls and things will work out.