Legally, ONE day. As long as you are in DEFAULT of your contract, the lender CAN repo the collateral. Read the contract for more on DEFAULT.
ONE day.
Legally if you miss 1 payment you are delinquent and they can start repossession proceedings on their vehicle.
if you are behind on payments then yes they can
two
Look at the contract. It may have verbage stating if you are in default on 1 note, you are in default on others. If so, yes. It's legal in Michigan if the note allows so in the default section.
Depends on the lender. Legally, one!
The repo man will tell you that, but no it is not true.
3 payments
ABSOLUTELY
You CANT legally. She could report it STOLEN if you did. Best thing to do is contact the LENDER and assure them that YOU will make the payments IF they will repo it. AND get the registration out of her name. They can do that AFTER repo. Good Luck and MERRY CHRISTMAS.
If "you" are the lienholder then yes. If you're not the lienholder or their authorized agent (e.g. a repo man working for them), then no.
As long as you are in default, they can repo. Try to catch up the month behind. Send $5.00-10.00, whatever.