no
The golf course will have insurance to cover this sort of thing.
If it happens on a golf course, whoever was driving it. If you are a member you should have insurance.
Yes. It would go under your liability coverage.
Homeowners policies do not cover damage to motorized vehicles (except lawnmowers, golf carts, off-road vehicles, electric wheelchairs). SOMETIMES there is coverage for boats & their trailers when stored in an enclosed building on the premises.
Sounds like a stupid place to have a drinks cart! It all depends, if you have taken out insurance either specific golf insurance, or with your golf club or the one you are playing they will cover it. If you have not, you will be liable.
Golf nets are not used to cover your golf clubs when not in use. Golf nets are used to stop the golf ball after you hit it. It is like a background stop for the golf ball. There are golf nets for indoor and outdoor use.
There are many insurance companies that off golf travel insurance for their customers. These companies include Travel Guard insurance, which is well known travel insurance company.
There are many American companies that offer golf cart insurance, example 'The American Modern Insurance Group', 'Foremost Insurance Group' and 'Progressive'.
They cover auto insurance, life insurance,homeowner's insurance, and also insurance on AARP endorsed products. They seem to cover all the basis for insurance needs.
In the state of Florida, golf ball damage is usually the responsibility of the homeowner. They can purchase homeowners insurance that will cover damage occurring from errant gold balls.
To be honest I don't think you need to worry about the additional coverage. You should contact the golf course and see if their members are covered incase they hit your house! I know at my golf club all members have annual insurance built into their membership fees and insurance for visitors is compulsary on top of green fees. This is because there are houses round the perimeter of the course and the car park is occasionally in danger. If the golf course does not have an insurance policy, you should check with your insurance company and see what you are covered for and if you can buy some additional cover.