Legally, ONE day. As long as you are in DEFAULT of your contract, the lender CAN repo the collateral. Read the contract for more on DEFAULT.
ONE day.
Legally if you miss 1 payment you are delinquent and they can start repossession proceedings on their vehicle.
two
if you are behind on payments then yes they can
Look at the contract. It may have verbage stating if you are in default on 1 note, you are in default on others. If so, yes. It's legal in Michigan if the note allows so in the default section.
3 payments
The repo man will tell you that, but no it is not true.
ABSOLUTELY
If "you" are the lienholder then yes. If you're not the lienholder or their authorized agent (e.g. a repo man working for them), then no.
You CANT legally. She could report it STOLEN if you did. Best thing to do is contact the LENDER and assure them that YOU will make the payments IF they will repo it. AND get the registration out of her name. They can do that AFTER repo. Good Luck and MERRY CHRISTMAS.
As long as you are in default, they can repo. Try to catch up the month behind. Send $5.00-10.00, whatever.
what do i have to do to become a repo man in Michigan