It is always a good idea to check with your individual homeowner's policy to confirm coverage, however most policies will exclude Golf carts for coverage unless they are used in the upkeep of the property on their use includes conveyance for a handicapped individual. If the cart is used away from the property you will not be covered for any liability exposure. The same usually holds true for ATV's. Again, check with your agent for confirmation of coverage.
Check your policy, they are all different. If you are still not sure, speak with your insurance company or a lawyer.
No. It covered under a motorcycle policy.
It depends on your insurance policy
Is a dirt bike covered under homeowner personal property?
No, Your homeowners insurance does not cover landscaping or lawn maintenance.
yes under coverage B - other structures
No, Buildings under construction are covered under a builders policy. After the building or other structure is completed you can then schedule it on your homeowners insurance policy for coverage.
Yes a RIFLE can be covered under insurance
Yes, hardwood floors are covered assuming the damage was due to a covered loss. Ask us back as to why they are damaged to see if the damage is covered.
The golf course will have insurance to cover this sort of thing.
It depends on what type of insurance policy you have. Just call your insurance agent and ask.
Your air conditioner is covered for sudden loss from a covered peril under your home insurance policy such as wind, fire, etc. Your air conditioner is not covered by your home insurance if it is just inoperable, broken down or operating at a diminished capacity due to age or lack of maintenance. This would be a homeowners maintenance issue.
No, but it may be covered under your dental insurance plan.