As of the 2008 Olympic games, his salary is 350,000$ from Speedo, plus now a 1 million dollar bonus for winning 7 gold metals, but in total he has made around 35 to 40 million dollars worth of endorments.
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According to today show, he earned $4 million last year and has earned 12-16 million so far.
If he wins the eight (8) gold medals, he gets a $1 million bonus from his sponsers.