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Way off. It starts at £15 for a yellow card, and goes up incrementally (with add-ons, where the FA sees fit). This is universal throughout football be it Sunday league or the highest level (English football).
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Footballers (soccer players) pay a heavy fine for their red cards, not for the warning of a yellow card, also, if they get 2 yellows, this is an automatic red card, they will leave the game anfd forfeit the next match.
(this rule applies to proffesionals)
Usually individual leagues have their own rules regarding caution accumulation. In many, for example, after five yellows, the player must sit out the next match, though these cautions need not be consecutive. In tournaments, such as the FIFA World Cup, the rule is often limited to 2 cautions due to the abbreviated nature of the contest.
The only definite thing about a yellow card is that if you get a second one on the same game, you get sent off.
Different leagues have different rules, for example, in the A-League (Australia), seven yellows mean you miss one match. I don't know anywhere that has fines for yellow cards.
That depends why you got a red card, say if you hit the referee then you will get fined and banned as well.
If you get a yellow card you must be careful, as a second one means you will miss a game.
There are usually no fines for red or yellow cards in football except in special cases where the FA states it.