You have four years of original eligibility. You can gain a fifth year of eligibility by redshirting, which means you can practice and dress out for games with the team but cannot participate in any game during season or post-season play. If a player that has been redshirted plays in a game during his redshirted year, he will lose his fifth year of eligibility and is no longer redshirted.
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Under current NCAA rules a player has five years to play four years. This means they are able to sit out or redshirt one year without penalty.