Why are my SS benefits reduced because on my income
Yes they can, but if they get a judgment they won't be able to garnish your SS benefits. They may try to levy your bank accounts if they find out were you bank at.
It depends upon the laws of the state where the debtor resides and the type of retirement benefits. All SS benefits are exempt from creditor garnishment as are all public assistance benefits. The exceptions are, tax arrearages and child support obligations.
One option is to retain legal counsel, who will then contact the creditors, informing them of the persons financial status. If a creditor files suit the debtor then files a list of their entitled exemptions, (SS benefits, homestead exemption, etc). In some cases a creditor may try to levy the account looking for funds that have been combined. This is why it is very important to only have SS benefits in the account. The court must be convinced of the existence of combined funds, before the writ of execution will be granted. Even then most banks will refuse to release the money. If SS benefits or other exempt funds are seized, the debtor has grounds for a lawsuit against the bank and the creditor.
You would not be entitled to any of the SSI benefits. For a person to be eligible for any SS benefits of their partner, that person must be legally married to the receipient of such. The child might be entitled to survivor benefits upon the death of the SS beneficiary, but parentage would have to be established and the deceased would have to be qualified for regular SS retirement benefits or SSD not SSI.
Yes.
No. SS benefits and public assistance funds are still subject to child support enforcement.
Your children will receive survivor benefits if you were to die.
Some private pensions are not protected under state and/or federal law. All SS benefits are protected under federal statute from creditor attachment as are all government and military pensions. Any benefits that are exempt from creditor levy should never be commingled with other funds in the same bank account, to do so could result in the account being"frozen" until the court rules on how much of said monies are exempt from levy. The best option is such cases where it is unclear if pension benefits are protected is for the holder to obtain legal advice before a creditor seeks legal recourse.
No. All SS benefits are 100% exempt from creditor action under federal and state statutes. Likewise workman's compensation insurance, disbility insurance, etc. Credit card companies in themselves cannot levy, garnish, or impede an individual's property. This can only be done by due process through the court of the person's resident state. The exception is a "set off" that can be used by a bank under specific circumstances. But this would NOT apply to SS benefits
Social Security Benefits are paid based on their Social Security number. The younger parent will have to wait until she becomes of age to collect her own benefits.
You have no claim on your former spouse's SS benefits.