Yes, but where you have it will depend on whether it is one or many golfers. For one golfer: The golfer's clubs. For more than one golfer: The golfers' clubs. It is not used in clubs in either case, as it is the plural of clubs.
no, they are terms for types of golfers
Caddy
A caddie is a golfers attendant, who would advise and carry the golf clubs.
14 Clubs in a Golf Bag
Yes, these work well for younger golfers.
Good for beginners and casual golfers.
You are permitted to carry 14 clubs in your bag, including your putter. Most golfers carry the allowed 14.
It seems that golfers often comment on the "form" and "stance" of other golfers. It would seem appropriate to learn how to grip the Golf clubs, how to hold your arms and body, how to stand, and how to swing properly.
Most golfers are professional golfers. However, golf is a well known sport for businessmen. Although some golf clubs may only want highflyers playing at their club, there is no discrimination between who can play golf and who can't.
A caddy is a person hired to assist another in playing the game of Golf.
The caddy carries the golfer's clubs and the crowd that follows is called the gallery.