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Ask your agent! You will want to ask him about "construction" insurance.

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โˆ™ 2006-08-03 10:03:54
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Q: How can you get a homeowners policy for a 2-year-old home that is 80 percent complete?
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Related questions

What percent does one get on stolen goods on homeowners policy?

The answer depends on the policy.


Is a homeowners policy a multiline policy?

No, Homeowners policies are considered Mono-Line


Does a homeowners insurance policy have to have the name of the current owners on the policy?

Yes, of course. The current owners on the policy have to pay for the insurance policy, This is why this policy states that it is a homeowners policy.


Will AAA homeowners insurance policy cover overflow of water from sink?

No. This is not a covered cause under a homeowners policy. This is something that was caused by the homeowners neglect which is not covered under the terms of the policy.


Does homeowners insurance cover demolition?

Yes. That is covered on a homeowners policy.


Does a standard homeowners insurance policy cover the death of the insurer?

No, Homeowners Insurance does not provide the coverage of a life insurance policy.


What does homeowners insurance cover?

The basic structure of a homeowners policy looks like this:


Does homeowners cover a murder of a person on the policy?

Homeowners insurance does not generally cover the murder of a person listed on the policy. For that, you need life insurance.


Will homeowners insurance cover university student?

A homeowners insurance policy will cover the interests of the named insured on the policy. It does not matter if the insured is a student or not.


Does homeowners insurance cover a homeowners fall?

You mean cover the owner who is listed on the policy? =No!


Does homeowners cover removal of honeybees?

No. Damage from insects would not be covered on a homeowners policy.


Is your car covered by homeowners insurance on their property?

No. Your Car is covered by your Auto Insurance Policy. It is never covered by a homeowners policy no matter whose property it is on.


Can an automobile stay in a homeowners lot with out insurance?

Yes but there is no coverage for the vehicle under the homeowners policy.


Does homeowners insurance cover sprinkler system?

Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.


Are snowmobiles covered on your Homeowners insurance policy?

depending on you insurance company... I know my snowmobiles are covered on my homeowners


Does your homeowners insurance cover a stolen utility trailer?

Juat had one stolen and was told no by homeowners policy :(


Will homeowners insurance cover my lawn mower destroyed by fire?

Your lawnmower is typically covered under your personal property portion of your homeowners policy, less your deductible on your policy.


Would money theft be covered under homeowners insurance policy?

No, Cash, bullion, stocks and bonds and other negotiable paper are excluded from a homeowners insurance policy.


What does homeowners insurance pay for in case of damage to your house?

Your Homeowners insurance policy will pay for damages that result from the covered perils specified on your insurance policy subject to the policy limits and any deductibles listed therein.


Is construction insurance normally a part of the homeowners insurance policy or a separate policy?

Separate


Does homeowners ins cover a rip in liner of an inground pool?

Your homeowners insurance policy may or may not cover a ripped pool liner. It all depends on the policy form you choose when you purchase the homeowners insurance policy, the policy language and any endorsements. You should check with your agent or insurance company to determine whether it is a covered peril or not.


Does homeowners insurance cover theft if your policy lapsed?

No.


Is a homeowners insurance policy considered a contract?

Yes.


Does Allstate cover lightning strikes in there homeowners policy?

All homeowners policies cover damage caused by lightning.


Does met life homeowners insurance cover cracked bathroom shower tile due to improper installation or settling?

A Met Life homeowners policy is a standard homeowners policy and would be the same as most other policies. Damage due to improper workmanship or settling of the home would not be covered on any homeowners policy. Loss must be due to a covered cause in order for the loss to be covered on the policy. Neither of these items are a covered cause.