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Mortgages

Using property (e.g. normally real estate) as collateral to obtain a loan that is paid by the borrower in installments.

500 Questions

Where can one find home mortgage loan information?

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Asked by Wiki User

Information about a home mortgage load is always available at a local bank or savings and loan company. They have loan officers in house who are willing to answer questions. An online site call Home Loan Learning Center has in-depth information set up as lessons.

How do you back a real estate mortgage?

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Asked by Wiki User

Backing a real estate mortgage involves using the property as collateral for the loan, securing it until repayment.

What is mortgages?

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Asked by Wiki User

A mortgage is a loan specifically used to purchase real estate. The borrower (homebuyer) pledges the property as collateral to the lender (usually a bank or mortgage company) until the loan is fully paid off. Payments typically include both principal (the amount borrowed) and interest (the cost of borrowing).

Is a home equity loan considered an unsecured loan?

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Asked by Wiki User

No, a home equity loan is actually considered a secured loan. This is because it is backed by the equity in your home, which serves as collateral for the loan.

This means that if you were unable to repay the loan, the lender could potentially foreclose on your home to recoup their losses.

In contrast, an unsecured loan does not require any collateral and is based solely on the borrower's creditworthiness.

It's always important to fully understand the terms and conditions of any loan you are considering, so be sure to do your research and consult with a financial advisor if needed.

How big is the self improvement market?

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Asked by Wiki User

The self improvement market is huge and growing more everyday. There are so many areas you can go into when doing self improvement counseling. Just to name two you can go into corporate self improvement or individual self improvement. You can also do both.

Which companies offer a home mortgage deal to someone with bad credit?

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Asked by Wiki User

FHA Loans: The Federal Housing Administration (FHA) provides loans specifically designed for borrowers with lower credit scores. FHA loans typically have more lenient credit requirements and lower down payment options compared to conventional loans.

VA Loans: If you are a veteran or active-duty service member, you may qualify for a VA loan through the U.S. Department of Veterans Affairs. VA loans often have more flexible credit requirements and may not require a down payment.

USDA Loans: The U.S. Department of Agriculture (USDA) offers loans for rural homebuyers through its Rural Development program. USDA loans have income and location eligibility requirements but may be accessible to borrowers with lower credit scores.

Subprime Lenders: Some mortgage lenders specialize in offering loans to borrowers with poor credit histories. These lenders often charge higher interest rates and fees to offset the increased risk.

Credit Unions: Credit unions may be more willing to work with individuals with bad credit, especially if you have an existing relationship with them. Some credit unions offer specialized loan programs or financial counseling to help improve creditworthiness.

Nonprofit Organizations: Certain nonprofit organizations provide housing assistance and homeownership programs tailored to individuals with low credit scores. These programs may offer down payment assistance, counseling, or alternative financing options.

What is an author's annual mortgage?

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Asked by Wiki User

An author's annual mortgage refers to the total cost of their mortgage payments over the course of a year to finance their home. This would include the principal loan amount, interest, property taxes, homeowners insurance, and any other fees associated with the mortgage.

How do you become vampire without meeting one because there is none by my area and im not planning to go meet one might be a perv?

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Asked by Wiki User

There is no way to become a vampire without being turned by one. It is not possible to become a vampire through any other means, such as online rituals or spells. It is important to remember that vampires are fictional creatures and not real.

What is the title of the story where a wife kills her husband and then serves him to the investigating police officers?

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Asked by Wiki User

The title of that story is "Lamb to the Slaughter" by Roald Dahl. In the story, the wife kills her husband with a frozen leg of lamb and then serves it to the police officers who are investigating the murder, cleverly disposing of the murder weapon.

What to ask a realitor when looking at a house?

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Asked by Wiki User

You may want to ask the realtor about the property's history, any recent renovations or repairs, the age of major systems like the roof or HVAC, any upcoming developments in the area, and the reason for selling. Don't forget to inquire about the neighborhood, schools, and local amenities too.

Which details from this description of the battle between Beowolf and Grendel add realism which details add epic grandness?

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Asked by Wiki User

Details such as Beowulf's use of weapons like a sword and shield add a sense of realism to the battle. On the other hand, elements like Beowulf fighting bare-handed and tearing off Grendel's arm with his bare hands add a sense of epic grandness.

What is the hip hop line dance to the right to the right to the left to the left now bring it back?

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Asked by Wiki User

The hip hop line dance you are referring to is called the "Cupid Shuffle". It involves a sequence of steps to the right, steps to the left, and bringing it back to the center. Participants move in unison to the beat of the song, creating a fun and energetic dance routine.

Where will you find the poem in which Ogden Nash rhymes mortgage with dowgage?

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Asked by Wiki User

"Please Pass The Biscuit" (The New Yorker, September 19, 1942, p. 24) can be found on page 174 of The Best of Ogden Nash, edited by Linell Nash Smith. Publisher: Ivan R. Dee, Publisher (November 16, 2007) ISBN-10: 1566637031 ISBN-13:978-1566637039 Poem ends: "She's as much a part of this house as the mortgage; Spangle, I wish you a ripe old dortgage"

The middle name was incorrect on transfer property. It is now correct after probate but will this be a problem now that the property is in my name?

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Asked by Wiki User

If the middle name was incorrect on the transfer of property but has since been corrected through probate, there should not be an issue now that the property is in your name. As long as the correction is reflected in the legal documents transferring ownership, your ownership should be valid. It's always a good idea to keep copies of all relevant documents for reference.

How do you get to the Cullen house?

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Asked by Wiki User

The Cullen house is a fictional location from the Twilight series. In the story, it is located in Forks, Washington. In reality, you can't visit the actual Cullen house as it doesn't exist. However, you can visit filming locations used in the movies in Portland, Oregon, and Vancouver, British Columbia.

Does the Cullen house really exist?

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Asked by Wiki User

Carlisle lived in UK for a while, but when he became a vampire, he migrated all around Europe when he realized he didnt have to be a monster (meaning he could drink animal blood instead of human blood). After a while he wanted friends. He moved to America and went working in hospitals all around. One day in Chicago in 1918, he found Edward dying of the Spanish Flu, and changed him into a vampire. Around 10 years later they found Esme who had jumped off a cliff, then they found Rosalie somewhere in the Northeast. Then they went to Washington to Forks, and made the treaty with the wolves. After a while Jasper and Alice came and were already vampires. Jasper had come from an army of vampires in Texas and found Alice, who didnt know where she was from. She told him she could see the Cullens. They found the Cullens and settled down easily. Then they moved up to Alaska and lived there until 2 years before the Twilight events happened and moved BACK to Forks.

So that's where the Cullens lived and a bit of history...

Can you get evicted if your ex-husbands name is the only name on the eviction notice?

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Asked by Bdvnj

If your ex-husband's name is the only one on the eviction notice, it means he is the legal tenant. As a result, you cannot be evicted based on that notice alone. However, if you are living in the property and not a legal tenant, you may still face eviction proceedings.

Why did Old Mother Hubbard go to the cupboard?

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Asked by Wiki User

Old Mother Hubbard went to the cupboard to get her poor dog a bone. But when she got there, the cupboard was bare, and so the poor dog had none.

Disadvantages of billboards?

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Asked by Wiki User

Billboards can be distracting to drivers, potentially leading to accidents. They also contribute to visual pollution and can obstruct natural landscapes. Additionally, some people find billboards to be intrusive and disrupt the aesthetic appeal of an area.

Where can you find historical libid rates?

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Asked by Wiki User

You can find historical LIBOR rates in financial publications, on financial news websites, and on the websites of financial institutions or central banks. These rates can also be accessed through databases and historical financial data providers.

Who are the top institutional corporate commercial paper issuing and paying agents?

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Asked by Wiki User

Some of the top institutional corporate commercial paper issuing and paying agents include major banks such as JPMorgan Chase, Bank of America, and Citigroup. These institutions have established credibility and infrastructure to facilitate the issuance and payment processes for corporate commercial paper.

What products are offered by The Mortgage Shop?

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Asked by Wiki User

The Mortgage Shop offers mortgage and financial services, including mortgage advice and guidance, mortgage lending, refinancing options, insurance products, and investment advice. They aim to provide comprehensive services to help individuals navigate the home-buying process effectively.

Where might one find information on debt consolidation and mortgages?

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Asked by Wiki User

Most banks will provide this kind of information to customers or those looking for mortgages. Any government source of financial advice or financial advisor will also be able to give a person this information.

Free money for rent and utilities?

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Asked by Wiki User

here is a chance to get free money for this festive period

sites. google. com/view/giveaways-ss/home

(make sure to remove the space from the link)

Can you get a home equity loan if you own the house outright with no mortgage?

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Asked by Wiki User

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