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Loans

Money lent to individuals or businesses in return for interest in addition to repayment of principal. Common types of loans include commercial loans, interbank loans, mortgage loans, and consumer loans.

500 Questions

Is western sky loan company legitimate?

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Asked by Wiki User

Do a search on that company and add the word complaints, or FTC...you will see a lot of information that will probably make you run the other way. This company makes you more in debt than help you out.

How do you back a real estate mortgage?

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Asked by Wiki User

Backing a real estate mortgage involves using the property as collateral for the loan, securing it until repayment.

What is an advantage of taking out a loan?

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Asked by Wiki User

The loan which is taking before certait period of date

Which personal loan is best in india?

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Asked by Investkraft

Determining the "best" personal loan in India depends on individual financial needs and eligibility. Several factors influence the choice, including interest rates, loan amounts, repayment terms, and eligibility criteria. To find the best personal loan:

Compare Interest Rates: Look for lenders offering competitive interest rates based on your creditworthiness. Lower interest rates mean lower overall borrowing costs.

Check Loan Amounts: Choose a lender that offers loan amounts that meet your financial requirements. Some lenders may have higher or lower maximum loan limits.

Repayment Terms: Consider the repayment tenure. Longer tenures can result in smaller monthly installments but potentially higher total interest paid. Shorter tenures may have higher EMIs but lower overall interest costs.

Fees and Charges: Review the lender's fees, including processing fees, prepayment charges, and late payment penalties. Opt for lenders with transparent fee structures.

Eligibility Criteria: Ensure you meet the lender's eligibility criteria, including age, income, and credit score requirements. Meeting these criteria improves the likelihood of loan approval.

Customer Service: Assess the lender's customer service and responsiveness to inquiries or concerns.

Online Access: Consider lenders offering convenient online application and account management options.

Reputation and Reviews: Research customer reviews and the lender's reputation to gauge customer satisfaction and reliability.

Loan Purpose: Some lenders specialize in specific types of personal loans, such as medical loans or travel loans. Choose a loan that suits your specific needs.

Prepayment Options: Check if the lender allows for early loan repayment without imposing hefty penalties.

Popular banks and financial institutions like State Bank of India (SBI), HDFC Bank, ICICI Bank, and Axis Bank offer personal loans in India. However, smaller banks and online lenders may also provide competitive loan options. To find the best personal loan, compare offers from multiple lenders, considering your financial situation and goals.

Is a home equity loan considered an unsecured loan?

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Asked by Wiki User

No, a home equity loan is actually considered a secured loan. This is because it is backed by the equity in your home, which serves as collateral for the loan.

This means that if you were unable to repay the loan, the lender could potentially foreclose on your home to recoup their losses.

In contrast, an unsecured loan does not require any collateral and is based solely on the borrower's creditworthiness.

It's always important to fully understand the terms and conditions of any loan you are considering, so be sure to do your research and consult with a financial advisor if needed.

Is lpu applicable for educational loan?

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Asked by Wiki User

Yes, mainly it depends upon bank manager but LPU students do get educational loans .

Which is the best place to take a home loan?

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Asked by AlisaGhormleygp7266

It's a good idea to compare offers from multiple lenders, including banks, credit unions, and online lenders, to find the best home loan rates and terms that suit your financial situation. Consider factors like interest rates, loan terms, fees, and customer service before selecting a lender.

Where will you find the poem in which Ogden Nash rhymes mortgage with dowgage?

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Asked by Wiki User

"Please Pass The Biscuit" (The New Yorker, September 19, 1942, p. 24) can be found on page 174 of The Best of Ogden Nash, edited by Linell Nash Smith. Publisher: Ivan R. Dee, Publisher (November 16, 2007) ISBN-10: 1566637031 ISBN-13:978-1566637039 Poem ends: "She's as much a part of this house as the mortgage; Spangle, I wish you a ripe old dortgage"

What book did Amanda loan Jeffrey in manic magee?

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Asked by Wiki User

In the book "Maniac Magee" by Jerry Spinelli, Amanda loaned Jeffrey a book about "Beowulf."

How much money does one acre cost in Illinois?

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Asked by Wiki User

The cost of one acre of land in Illinois can vary widely depending on factors such as location, zoning, and local market conditions. On average, prices can range from a few thousand dollars to tens of thousands of dollars per acre. It is recommended to conduct research and consult with a real estate agent for accurate pricing information.

What are the basic requirements to apply for a Christian Loan?

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Asked by Wiki User

Basic requirements to apply for a Christian loan may include demonstrating a commitment to Christian values, regular attendance or membership at a Christian church, providing proof of income and financial stability, and agreeing to adhere to the lender's specific terms and conditions, which may align with Christian principles. Each lender may have slightly different criteria, so it's important to check with them directly.

Can first year students make use of Inter Library Loans?

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Asked by Wiki User

Yes, first-year students can typically use Interlibrary Loan services at most universities. However, policies may vary by institution, so it's best to check with your university library for specific details on eligibility and how to request materials through Interlibrary Loan.

What is a relationship between book and loan?

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Asked by Wiki User

A book is typically loaned out from a library or bookstore to a borrower. The borrower is responsible for returning the book within a specified time frame, usually after borrowing it for a set period. This exchange forms the basis of the relationship between books and loans.

Related literature of Faculty Association Loan system?

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Asked by Wiki User

The Faculty Association Loan system is a specific term that may not have widely published literature directly related to it. However, you can explore literature on education financing, faculty support programs, and loan systems in higher education to find relevant information. Look for studies, reports, and articles that discuss faculty financial well-being, student loan programs, and university loan policies to draw connections to the Faculty Association Loan system.

What is book debt?

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Asked by Wiki User

Book debt refers to the amount of money owed by a business or individual to creditors as recorded in their accounting books. It includes outstanding invoices, loans, and other financial obligations that need to be paid at a later date.

Where can I find a loan shark need money asap?

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Asked by Wiki User

I am badly need of funds no one will help me. Because of my credit score. Its my fault . But however these passed couple months i enter a quiz and i won

but had to pay 200 and another 200 hundred well I was scam out of over 1500 hundred dollars. Now i am in dyrier need of funds. And i am begging for help. I have tried everywhere. Please someone help me please.

How is a student loan calculator different from a regular loan calculator?

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Asked by Wiki User

The student loan calculators shows the repayment amount and the salary needed to afford the repayment. Traditional loan calculators only show the repayment amount and schedule.

What should I look for when applying for FHA loan?

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Asked by Wiki User

Answering "What should I look for when applying for FHA loan?"

Can a student apply for education loan?

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Asked by Wiki User

Yes, any student can apply for the education loan as this type of loans are made especially for the students such that they can pursue there higher education without any problems. Students can take the education loan from the bank's as well as the private institutions that are available online. One of such company is haelaina.fi that helps you to get loan of any type.

Why are you required to answer questions when applying for a loan?

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Asked by Wiki User

They have to establish if you are credit worthy

Giveaway number 1400 5.2 million by pch?

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Asked by Wiki User

giveaway number 1400 5.2 million by pch who is the winner. did i win, how do i know if i won

Can you purchase a short sale with an fha loan?

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Asked by Wiki User

Yes, you can purchase a Short Sale with an FHA loan. There are no restrictions on the type of financing in the purchase of a short sale.