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Credit Reports

A report detailing one's borrowing and repayment record used to determine one's credit reputation. It is used by lending institutions to find the subject's credit worthiness.

500 Questions

Does a credit score vary from state to state?

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No, credit scores are a standardized measurement used nationwide by credit bureaus to assess an individual's creditworthiness. However, different lenders may have varying criteria for approving loans or credit based on credit scores.

When reporting surveillance data in rmes what personal info should be included in the report?

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In a surveillance data report in RMES, only relevant demographic information necessary for analysis should be included, such as age, gender, and location. Avoid including personal identifiers like names or specific addresses to protect confidentiality and privacy. Data should be aggregated to maintain anonymity and comply with data protection regulations.

What does holl crd mean on your credit report?

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"Holl crd" is likely an abbreviation for "Hollywood Credit," which is a type of credit account associated with an entertainment industry organization or company. It represents a line of credit extended to you by a business in the entertainment sector and should be listed on your credit report along with other credit accounts.

Does the Fair Credit Reporting act outlaw the have you ever been convicted of a crime question on a job application?

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No, the Fair Credit Reporting Act does not outlaw asking about criminal history on job applications. However, the Equal Employment Opportunity Commission (EEOC) recommends that employers consider the nature of the crime, how long ago it occurred, and its relevance to the job when making hiring decisions.

How can you find if you have a eviction?

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You can check if you have an eviction by reviewing your rental history report, contacting your previous landlords, or searching online eviction databases. It's important to address any instances of eviction on your record as it can impact your ability to rent in the future.

What is credit investigator means?

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A credit investigator is a professional who assesses an individual's or company's creditworthiness by obtaining and evaluating their financial history, identifying any potential risks or discrepancies, and providing reports to assist lenders in making informed decisions about extending credit. They may work for credit bureaus, financial institutions, or as independent consultants.

What is delinquent subcultures?

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Delinquent subcultures are social groups that reject mainstream norms and adopt behaviors viewed as deviant or criminal. These subcultures may form in response to perceived injustices or alienation from society, leading members to engage in illegal activities as a way to rebel or cope with their circumstances. Members of delinquent subcultures often develop their own values, norms, and ways of living in opposition to dominant societal norms.

How long does it take before a toxicolgy report is completed without an autopsy?

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The time it takes for a toxicology report to be completed without an autopsy can vary depending on the complexity of the case, the backlog of cases at the lab, and the lab's resources. In general, it can take anywhere from a few days to a few weeks to receive toxicology results. It is best to check with the specific laboratory for a more accurate estimate.

What was the major theme of the mier y teran report?

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The major theme of the Mier y Teran report was the concern over the growing influence of Anglo-American settlers in Texas and the potential threat to Mexico's control over the region. The report emphasized the need for Mexico to strengthen its presence in Texas to prevent the loss of territory to these settlers.

Where can you get free criminal reports?

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You can request free criminal reports from your local police department or sheriff's office. Some states also offer online access to criminal records through their department of public safety or state police website. It's important to check the specific policies and procedures of your state or county for requesting these records.

Who should you report the transgression to?

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You should report the transgression to the appropriate authority or supervisor in your organization. If the issue is a serious misconduct or violation of the law, you may also need to report it to law enforcement or regulatory agencies.

How will an eviction effect credit score?

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An eviction can negatively impact your credit score if it results in unpaid debts being sent to collections. This can stay on your credit report for up to seven years. It's important to try to resolve any outstanding debts related to the eviction to minimize the impact on your credit score.

What does jail credit mean?

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Jail credit refers to the amount of time a defendant has already spent in jail while awaiting trial or as a result of a conviction. This time served can sometimes be credited toward their sentence or used to reduce their overall sentence.

Are felons denied for credit?

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Felons are not automatically denied for credit solely because of their criminal record. Credit decisions are based on several factors, including credit history, income, and debt-to-income ratio. However, having a felony conviction can make it more challenging to qualify for credit, especially if it has impacted their financial situation or creditworthiness.

How long does an eviction show on credit report?

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If you receive a judgement to evict non-paying tenants plus a judgement for rent monies unpaid and court costs how to do report this to the credit bureau if you do not have a SS# for the husband and wife? They are believed to have skipped the State when evicted.

What is the timeframe for reporting a suspicious activity?

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The timeframe for reporting a suspicious activity can vary depending on the situation and the severity of the activity. It is recommended to report any suspicious activity as soon as possible to the appropriate authorities, such as local law enforcement or a relevant security agency.

Will a credit judgment show up on criminal records?

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No, a credit judgment would not show up on criminal records. Criminal records typically only contain information related to arrests, charges, convictions, and other criminal activities. Credit judgments would be a separate matter under civil law.

Why should we report inappropriate behaviour that someone has shown to us online?

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Reporting inappropriate behavior online is important to ensure the safety and well-being of yourself and others. It helps to hold the individual accountable for their actions and prevent further harm or escalation of the situation. Reporting also assists in creating a safer online community for everyone.

How do you report do not call violators?

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You can report Do Not Call violators to the Federal Trade Commission (FTC) by filing a complaint online at donotcall.gov or by calling 1-888-382-1222. You will need to provide details about the unwanted calls you have received, such as the phone number of the caller and the date and time of the call.

What is to be done when your SS card is stolen?

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If your Social Security card is stolen, it is important to take immediate action to protect yourself from identity theft. You should contact the Social Security Administration to report the theft and request a replacement card. Additionally, monitor your credit reports and consider placing a fraud alert or freeze on your accounts to prevent unauthorized activity.

How many points does a traffic ticket lower your credit score?

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A traffic ticket typically does not directly impact your credit score. However, unpaid fines or tickets that go to collections can have a negative effect on your credit score. It's important to pay fines promptly to avoid any negative impact on your credit.

What is a juvenial delinquent?

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A juvenile delinquent is a minor who has committed a criminal offense, regardless of whether they are charged or convicted of the offense. Juvenile delinquency refers to a range of behaviors exhibited by minors that are considered illegal or antisocial.

Do felonies show on credit history report?

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No, felonies do not appear on credit reports. Credit reports typically include information on credit accounts, payment history, and public records related to financial matters such as bankruptcies or tax liens. Felonies are criminal matters and are not part of credit reports.

What are the punishment if you use someone Else's debit card?

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Using someone else's debit card without their permission is considered identity theft and fraud, which are criminal offenses. Penalties can include fines, imprisonment, and a criminal record. It is important to always obtain permission before using someone else's financial information to avoid legal consequences.

What should you do if someone stole your identity?

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If someone has stolen your identity, you should first contact your local police department to file a report. Next, notify your bank, credit card companies, and any other financial institutions to report the theft. Finally, consider placing a fraud alert on your credit report and monitoring your accounts closely for any unauthorized activity.