Example; You are a 16 handicap. 36 minus 16 is 20. 20 is your quota. If you get 6 pars times 2 and 9 bogies times 1, you have 12 + 9 = 21 points. You beat your quota by +1.
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For stableford, you use your handicap to determine which holes you get strokes on. Say for example you play off 18, you get a shot a hole. So the par on each hole in now effectively bogey (which will be your set score).
5 points - 3 under set score
4 points - 2 under set score
3 points - 1 under set score
2 points - set score
1 point - 1 over set score
0 points - 2 or more over set score.