For men 28, and for women 36.
A. The maximum Handicap Index is 36.4 for men and 40.4 for women (18.2N and 20.2N for a nine-hole Handicap Index, respectively).
Usually around 50-60.
The average male golf handicap is 15.2. So yes, 8.5 is very much above average.
He has a handicap?
A handicap is assiciated with golf
They use the abbreviation "HCP" in golf.