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To be honest I don't think you need to worry about the additional coverage. You should contact the Golf course and see if their members are covered incase they hit your house! I know at my golf club all members have annual insurance built into their membership fees and insurance for visitors is compulsary on top of green fees. This is because there are houses round the perimeter of the course and the car park is occasionally in danger.

If the golf course does not have an insurance policy, you should check with your insurance company and see what you are covered for and if you can buy some additional cover.

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Q: I live near a golf course is there additional coverage I can buy to replace broken windows?
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