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Basketball:

The national championship in the NCAA is decided by a bracket-based playoff system. If the team qualifies for the event on Selection Sunday, they have the same chance as anyone else in the event: 1 in 65

Football:

The BCS system is based on statistical analysis and (in no small part) on the opinions of sports writers from various polls. These polls are based on human opinion, so if a team lost by an acceptable amount in the championship game and was anticipated to go to the national championship, the polls and stats could combine to make it happen.

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Q: Can an NCAA team lose its conference championship and still win the national championship?
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